TRM Labs Partners with Finray to Unify Crypto and Fiat Compliance

Blockchain intelligence firm TRM Labs has announced a strategic partnership with Finray Technologies to integrate on-chain risk monitoring into traditional banking compliance systems. The collaboration targets financial institutions navigating the increasingly complex regulatory landscape under the European Union’s Markets in Crypto-Assets (MiCA) framework.

TRM Labs, which achieved unicorn status in February 2026 after raising $70 million in Series C funding, will embed its blockchain intelligence tools directly into Finray’s unified banking infrastructure. The integration enables real-time transaction monitoring across both cryptocurrency and fiat payment rails within a single compliance environment.

TRM Labs has raised USD 70 million in Series C funding — at a USD 1 billion valuation.

This raise fuels our core blockchain intelligence platform and accelerates our investment in AI solutions to disrupt criminal networks and national security threats.

We're proud to be backed… pic.twitter.com/SMZDBxVMl2

— TRM Labs (@trmlabs) February 4, 2026

The partnership arrives as European regulators intensify supervision of digital asset markets. In January 2025, the European Securities and Markets Authority began publishing a public register of MiCA-authorized entities and non-compliant firms, signaling stricter enforcement ahead.

TRM Labs Integration Bridges Compliance Gap for Regulated Institutions

The integration addresses a growing operational challenge for banks, electronic money institutions, and crypto-asset service providers. As stablecoin settlements, on-chain exposure, and fiat payment flows become increasingly interconnected, compliance teams require unified oversight capabilities.

Finray’s platform will now incorporate TRM’s transaction monitoring and wallet screening tools directly into its existing workflows. Risk signals for crypto transfers and wallet interactions will surface at the point of transaction rather than requiring separate analytical tools.

The combined solution targets multiple institution types. Banks expanding into digital asset products, MiCA-authorized CASPs undergoing VASP-to-CASP transitions, exchanges serving institutional clients, and payment service providers embedding crypto within regulated fiat infrastructure stand to benefit.

Wallet screening capabilities extend to onboarding and ongoing monitoring processes. Compliance teams can assess counterparty and indirect risk exposure during KYB/KYC reviews, covering on-ramp and off-ramp flows, stablecoin settlement, exchange payouts, and merchant transactions.

Industry Leaders Emphasize Regulatory Readiness

Morley Gordon, Head of Partnerships at TRM Labs, addressed the market need directly. Financial institutions and crypto businesses require clear, actionable intelligence that withstands regulatory scrutiny, not merely raw blockchain data, Gordon stated.

The embedded integration enables banks, fintechs, and regulated crypto entities to manage digital asset risk proactively. Gordon emphasized the solution accelerates time-to-market without compromising institutional trust.

Oleksandr Potapenko, Founder and CEO of Finray Technologies, highlighted the operational limitations of managing fiat and crypto risk in separate systems. Embedding TRM’s blockchain intelligence into Finray’s XZiel platform provides customers with a single, auditable view of risk across both rails.

Potapenko noted the integration allows compliance teams to hold, clear, escalate, and document decisions within one environment. This capability meets the practical demands of operating under MiCA and evolving supervisory expectations, he added.

The partnership grants Finray customers access to blockchain intelligence that integrates natively into compliance and payment workflows. Both companies described the collaboration as shortening the path from regulatory intent to defensible, real-time action.

Decision-ready audit trails capture risk rationale, source attribution, exposure types, and timestamps. This documentation supports regulatory reviews, supervisory examinations, and suspicious activity report escalation processes.

The integration is now generally available to customers of both companies. Teams can use their TRM API key to access insights from TRM Transaction Monitoring and TRM Wallet Screening directly within Finray’s platform.

TRM Labs’ recent funding round attracted significant traditional finance participation. Goldman Sachs, Bessemer Venture Partners, Brevan Howard Digital, Thoma Bravo, Citi Ventures, and Galaxy Ventures joined Blockchain Capital in the investment. The institutional backing reflects growing demand for AI-powered security solutions as automated scams and cyberattacks proliferate across digital asset markets.